Market Report · St. Lucie County

St. Lucie County Housing Market Report — February 2026

Written by Beth McKeone·Reviewed by James "Griff" Griffis·

St. Lucie County has quietly become one of the more interesting markets on Florida's Treasure Coast. Affordable compared to its neighbors to the south, it's been attracting a steady stream of buyers looking for value — and the February 2026 numbers reflect that. Here's what the latest data from Florida Realtors tells us about single-family homes in the county.

February 2026 Snapshot — Single-Family Homes

Median Price

$390,000

-0.1% YoY

Closed Sales

383

+2.4% YoY

Active Listings

2,463

-10.3% YoY

Months Supply

5.3

-13.1% YoY

The Big Picture: Sales Recovering, Prices Flat

February brought 383 closed sales in St. Lucie County, a 2.4% increase over the 374 sales recorded in February 2025. That continues a trend we've been watching since late 2025 — after months of year-over-year declines earlier in the year, sales volume has turned positive. Year-to-date, 746 homes have closed, up a solid 9.1% compared to the same period last year.

The median sale price landed at $390,000, essentially unchanged from $390,500 a year ago (-0.1%). Prices in St. Lucie have been hovering in the high-$380K to low-$400K range for about a year now. Unlike Broward or Palm Beach where prices have more upward pressure, St. Lucie is in a genuine holding pattern. The average sale price dipped more noticeably to $420,206, down 4.8% year-over-year, which suggests fewer high-end sales pulled the average down.

Price & Volume Breakdown

Dollar Volume

$160.9M

-2.5% vs Feb 2025

Avg Sale Price

$420,206

-4.8% vs Feb 2025

Med. % of List Price

94.9%

-1.0% vs Feb 2025

Cash Buyers Are Surging

This is where St. Lucie really stands out. Cash sales jumped to 124 in February — a 31.9% increase over the 94 cash sales a year ago. Cash buyers now make up 32.4% of all closed transactions, up from 25.1% in February 2025. That's a massive shift and its worth paying attention to.

Why the surge? At a $390K median price, St. Lucie is one of the last coastal Florida counties where investors and downsizing retirees can buy a single-family home outright without stretching. That affordabilty relative to Broward ($620K median) and Palm Beach ($675K median) is clearly drawing cash-ready buyers who want more house for the money. Year-to-date, cash sales are up 32.4%.

Homes Are Actually Selling Faster

Here's a positive sign for sellers: the median time to contract in February was 58 days, down 3.3% from 60 days a year ago. The median time to sale also improved slightly, coming in at 94 days versus 97 days in February 2025 (-3.1%). While Broward and Palm Beach are seeing homes take longer to sell, St. Lucie is bucking that trend.

Time on Market — February 2026 vs. February 2025

Median Time to Contract

58 Days

vs. 60 Days (Feb 2025)

Median Time to Sale

94 Days

vs. 97 Days (Feb 2025)

The increase in cash buyers is likely contributing to faster closings. Cash transactions skip the mortgage underwriting process, which can shave weeks off the timeline. If the cash buyer trend continues, expect time-to-sale numbers to keep improving.

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Inventory Dropping Fast

Active listings fell to 2,463 — down 10.3% from 2,747 a year ago. That's a significant pullback after a year of inventory buildup that had pushed St. Lucie into buyer's market territory for most of 2025. New listings dropped 11.3% to just 670, while new pending sales rose 4.0% to 493. The math is straightforward: fewer homes coming on market, more going under contract.

The months supply of inventory sits at 5.3 months, down from 6.1 a year ago — a 13.1% decline. At 5.5 months being the textbook balanced market, St. Lucie has shifted from a buyer's market back toward equilibrium. That's a meaningful change from mid-2025 when supply was pushing above 6 months.

Where the Action Is: Sales by Price Range

The biggest story by price bracket is the $200K–$299K range, which saw 73 sales — up a staggering 108.6% year-over-year. That's more than double the activity from last February. The $300K–$399K range remains the busiest overall with 124 sales, though that was down 16.8%. The $400K–$499K bracket held steady at 100 sales (-1.0%).

Closed Sales by Price Range — February 2026

Price RangeSalesYoY Change
Under $200K9-30.8%
$200K – $299K73+108.6%
$300K – $399K124-16.8%
$400K – $499K100-1.0%
$500K – $599K43+7.5%
$600K – $699K11-31.3%
$700K – $799K12+71.4%
$800K – $899K3+50.0%
$900K – $999K0-100%
$1M+80.0%

The explosion in the $200K–$299K segment is notable. As inventory in that range has grown (up 26.3% year-over-year), buyers are finding more options in the price point that originally made St. Lucie attractive. It's a reminder that this county's core appeal is affordability — and when affordable inventory shows up, buyers respond quickly.

Distressed Sales: Basically Nothing

Of the 383 closed sales in February, 379 were traditional transactions. Just 3 were foreclosure/REO and 1 was a short sale. Distressed properties are a non-factor in St. Lucie, same as in Broward and Palm Beach. Homeowners here are in solid financial shape, and the days of picking up foreclosure bargains on the Treasure Coast are long gone.

So What Does All This Mean for You?

If You're a Buyer

St. Lucie is still the most affordable county in the region, with a median price roughly $230K below Broward and $285K below Palm Beach. But the window is tightening — inventory is dropping, cash buyers are surging, and the under-$300K segment is getting competitive again. Sellers are still accepting about 94.9% of list price, so there's room to negotiate, but don't lowball and expect a response. If you're financing, get pre-approved before you start looking — you're competing with a lot of cash.

If You're a Seller

The market is shifting in your favor. Inventory is down 10%, pending sales are up, and homes are selling faster than they were a year ago. Price realistically and you should see a contract within about two months. The $300K–$500K range is where most of the activity is, so if your home falls in that bracket, you're in good shape. Just don't get greedy — buyers in this market are price-sensitive and will walk if the numbers don't make sense.

If You're an Investor

The cash buyer surge tells you everything you need to know — investors are active in St. Lucie. The $200K–$300K range is where the action is, with sales more than doubling year-over-year. At these price points, rental yields can still pencil out. With months supply at 5.3 and trending down, you're not buying into an oversupplied market.

Closed Sales & Median Price — 12-Month Trend

MonthClosed SalesYoYMedian PriceYoY
Feb 2026383+2.4%$390,000-0.1%
Jan 2026363+17.1%$389,000+1.3%
Dec 2025470+16.3%$395,000+1.3%
Nov 2025398+22.5%$391,750-0.9%
Oct 2025483+22.3%$390,000-3.9%
Sep 2025508+21.0%$400,000-0.6%
Aug 2025475-12.8%$400,000-0.3%
Jul 2025505-3.4%$385,000-2.5%
Jun 2025483-2.0%$390,000-4.5%
May 2025529-4.9%$400,000-0.3%
Apr 2025492-9.6%$395,000-2.1%
Mar 2025473-1.5%$395,000+1.3%

Data source: Florida Realtors, compiled from MLS feeds on the 10th day of the following month. Data released March 16, 2026. Next release: April 17, 2026.

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